Update! Credit and Mortgage Approval - What you haven't heard! 3 Hour CE - Peachtree Corners, Atlanta Training Campus, Wednesday, 24. April 2019

                                                              

  Bill Polack      
 
Credit and Mortgage Approval 
It's getting easier to get approved for a mortgage.
According to the Federal Reserve, banks are loosening mortgage standards nationwide; and, lenders are now approving more applications than during any period this decade.
Lenders now treat credit card debt, medical collection accounts, and student loans completely differently than they have in the past, which is helping first-time home buyers and refinancing households.
When lenders review your home loan application, they evaluate several criteria, such as your credit score, debt-to-income ratio, and maximum available down payment, as well as your job stability and history. Every applicant's situation is different, of course, but these are the major factors we consider.
We will take a look at:

New credit score changes
New mortgage underwriting guidelines and loan limits
New loan pre-qualification process
New buzz words in the housing industry
Affordability and sustainability
Obtaining loan approval – how to maintain your pre-approval during housing hunting
How to pay off your home less than 30 years

Let’s help the buyer know how much they can spend on a home so they can shop for homes within their price range and be ready for an offer negotiation.
My CE Class LLC #5914 | 3 Hour In class Continuing Education Course classeswithCathy@gmail.com |   


                                                                            

Wednesday, 24. April 2019, Atlanta Training Campus, Update! Credit and Mortgage Approval - What you haven't heard! 3 Hour CE - Peachtree Corners

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